After Read This You will Forget Cash Transaction

*99# is a USSD (Unstructured Supplementary Service Data) based mobile banking service from NPCI (National Payments Corporation of India) that brings together Banks & TSPs (Telecom Service Providers) . Using *99# service, you as a bank customer can access mobile banking services by dialing *99# from your mobile that is registered with the bank.

Kindly check National Payments Corporation of India (NPCI )www​.npci.org.in/ for more details

The main features or benefits of this service are;

You can access your bank account without enabling internet service. This service uses voice connectivity.

1. *99# is the common service code across all telecom service providers.
2. No additional charges if you use this service while roaming. But Rs 1.50 (per session) will be deducted from your mobile account balance for using this service.(I am going to write PMO for make free this service till 30th Dec 2016.. Everyone should mail for this to PMO)
3. This service works on all GSM providers and mobile handsets.
4. You can use this service any-time and any-where (round-the-clock) .
5. There is no need to install any APP on your mobile handset to use this mobile banking service.
6. Fund transfer request can be initiated 24/7 (round the clock) using the *99# service including on holidays. The Funds remitted using the *99# service can be received by the beneficiary 24/7 .

You can perform the  following Financial, Non-financial and Value Added Services (VAS) through *99# service;

1. Financial Services – Fund Transfers
2. Non-Financial Services 
3. Bank Account 
4. Balance Enquiry
5. Mini Statement
6. Generate OTP (One Time Password)
7. Generate MPIN (Mobile banking Personal Identification Number)
8. Value Added Service – Dial *99# to check if your Bank account is linked to your Aadhaar number or not.

How to do Fund Transfer by dialing *99#?

You can transfer funds to your beneficiary account in three different ways using *99# service. The funds will be transferred through IMPS

(Immediate Payment Service). 

Kindly note that the funds will be credited to the beneficiary account instantly. The maximum limit of fund transfer per customer is Rs.5000 per day.

MMID based :

1. Kindly follow the above procedure and select the option ”Fund transfer using MMID’(Mobile Money Identifier) .

• You have to enter the mobile number (10 digit)of the beneficiary, his/her MMID (7 digit) , amount and remarks.(One can call his/her bank to know the MMID that has been allotted to him or you can directly generated through Internet Banking.)
• Enter your MPIN to authenticate this transaction.

IFSC Code & Bank Account Mode :

1. You have to select the option ‘Fund transfer using IFSC code’.
2. Enter Beneficiary Account Number, IFS Code (11 digit) , Amount and Remarks (Optional) .
3. Key-in your MPIN to authorize the transaction.

Please do NOT share your MPIN with anyone and do not save it on your mobile handset in any manner.

For your help please check List of Banks offering *99# service