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Monday 16 July 2012

Best Deal on Car Insurance

Car Insurance mein save kare 20 percentage. Sadak kinare lage hoardings mein ye sentence aksar dhyaan khinchta hai. Lekin kya aisa sambhav hai ?

1.Know the Best Insurance Rate: generally, Insurance companies ke ads mein jo savings ke daave kiye jaate hain. Wo comparable dusri companies dwara khaas model ki premium ke aadhar par hote hain. Han, agar nayi car ho, to isthiti kafi badal jati hai. Car manufacture, dealer aur Insurance company customers ko attract karne ke liye 'free insurance' ya 'one rupee' Insurance cover available karate hain. Car ki sale se judi package deal hone ki wajah se hi Insurance cover itna sasta hota hai.

2.Save In Online Offer: Online Insurance cover 5 percentage tak saste hote hain. Is ki wajah sidhi hai. Online Cover lene se transaction cost kam aati hai, Jis ka profit company customer ko deti hai. Agar Insurance renew karana ho to phir kayi companies ke bich premium ki comparing kar le.

3.Premium Rate: Kisi agrigrator dwara shuruaati premium rate puri tarah se car ke model aur mak par depend hoti hai. Is ke opposite final quotation car ke anya baarik pehluo ko dekh kar bnayi jati hai. Aise mein ek baar sasti insurance deal karne ke baad cross-check jarur kar le. Is ke liye aap company ki website ki help le sakte hain. Online Insurance cover dene wali company cover note ki scan copy refer karti hai. Jab tak aapko original Insurance cover ke papers nahin mil jaate, tab tak cover note ko sambhal kar rakhe.

4.IDV is important: Paise bachane ke liye saste insurance cover ke laalach mein na pade. Jaise, kam premium ki khaatir kam Insured Declared Value(IDV) ka selection na kare. Is ke base par car ke chori hone ya accident hone par toot-foot ka claim milta hai. Generally, Insurance lene ke dusre year IDV 15 percent aur third year 20 percentage se kam nahin honi chahiye. Is ke alawa sambandhit company ki claim history ki bhi jaanch kar le. Sach to yeh hai ki Rating Agency claim settlement history ke base par Insurance Company ki Rating tey karti hai.

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